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UK property market Archive

  • It is an interesting paradox that many Londoners would prefer to live away from the city but would not want to work anywhere else in the UK. A growing number of people with excellent work prospects are also finding that with house affordability levels at record high levels they would be better off living outside the capital in a rental property and commuting to work. This mindset has opened up a number of decent opportunities for property investors to profit from the exodus, but the chosen location has to be commuter friendly and offer excellent rail or road links in particular, so where should you consider buying a rental property? Time is Money The first aspect to consider is that there is a direct link between the distance you travel away from London and the falling price of buying a house which by some industry calculations drops by nearly as...

    Commuters Offer Solid Rental Returns – Six Top UK Hotspots Revealed

    Posted on January 18, 2013 | No Comments
    It is an interesting paradox that many Londoners would prefer to live away from the city but would not want to work anywhere else in the UK. A growing number of people with excellent work prospects are also finding that with house affordability levels at record high levels they would be better off living outside the capital in a rental property and commuting to work. This mindset has opened up a number of decent opportunities for property investors to profit from the exodus, but the chosen location has to be commuter friendly and offer excellent rail or road links in particular, so where should you consider buying a rental property? Time is Money The first aspect to consider is that there is a direct link between the distance you travel away from London and the falling price of buying a house which by some industry calculations drops by nearly as...

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  • For Australian investors, the domestic market is strong, but not exactly appealing for those looking for a high return on investment in the long run.  With the increasing strength of the Australian dollars over the past years, many Aussies are looking for opportunities to invest.  The relative resilience of the economy (and real estate market) at home, however, have made many shy away from such investments.  Property prices in large Australian cities like Melbourne and Sydney are soaring, and many are unwilling to bet that with prices lingering around historic highs, they will continue on a dramatic rise far into the future.  As such, many Australians are looking offshore. Investing in the UK What are some of the benefits of investing overseas?  For starters, no property market is 100% stable, as recent global events have witnessed.  Spreading one’s assets throughout different countries, and more importantly currencies, means that when one...

    Advice for Australians Considering UK Property Investments

    Posted on December 17, 2012 | No Comments
    For Australian investors, the domestic market is strong, but not exactly appealing for those looking for a high return on investment in the long run.  With the increasing strength of the Australian dollars over the past years, many Aussies are looking for opportunities to invest.  The relative resilience of the economy (and real estate market) at home, however, have made many shy away from such investments.  Property prices in large Australian cities like Melbourne and Sydney are soaring, and many are unwilling to bet that with prices lingering around historic highs, they will continue on a dramatic rise far into the future.  As such, many Australians are looking offshore. Investing in the UK What are some of the benefits of investing overseas?  For starters, no property market is 100% stable, as recent global events have witnessed.  Spreading one’s assets throughout different countries, and more importantly currencies, means that when one...

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  • In 2007 up to 2008, financial institutions suffered near collapse after they were beset by the financial crisis. This crisis was known as the Global Financial Crisis, the worst since the 1930’s Great Depression. Bailouts happened, as well as economic downturns on stock markets the world over. This led to the sub-prime mortgage crisis in the United States. As it is, banks have to provide emergency bailouts to mortgage lenders due to restrictions in the availability of loans. The repercussions of this crisis were felt in the United Kingdom, particularly in its realm of property market. It was during that time, September 2007 in particular, that the global financial crunch was felt in the Kingdom. The Bank of England had to provide emergency funding to Northern Rock, Newcastle-based mortgage lending firm. The 5th-largest mortgage firm in the U.K. suffered what was known to the media as the Northern Rock Crisis,...

    The UK’s Property Market Five Years after the Northern Rock Crisis

    Posted on October 30, 2012 | No Comments
    In 2007 up to 2008, financial institutions suffered near collapse after they were beset by the financial crisis. This crisis was known as the Global Financial Crisis, the worst since the 1930’s Great Depression. Bailouts happened, as well as economic downturns on stock markets the world over. This led to the sub-prime mortgage crisis in the United States. As it is, banks have to provide emergency bailouts to mortgage lenders due to restrictions in the availability of loans. The repercussions of this crisis were felt in the United Kingdom, particularly in its realm of property market. It was during that time, September 2007 in particular, that the global financial crunch was felt in the Kingdom. The Bank of England had to provide emergency funding to Northern Rock, Newcastle-based mortgage lending firm. The 5th-largest mortgage firm in the U.K. suffered what was known to the media as the Northern Rock Crisis,...

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  • There is an abundance of resources on the internet covering the current state of the British housing market, although it may like a tangled web of information at times. This is one of the main reasons why eMortgage Calculator has gathered statistical data from numerous reports over the years and collated it into this single representation. This report gives you a structured overview of the most important developments witnessed in the UK property market over the last two decades. Some of the facts presented below are self-evident, but the actual numbers might be substantially different to what you initially anticipated. The greater majority of us know that London’s housing market is a premium property investment market; e.g. houses are in fact a whopping 218% more costly than in the North-west of England. However, the story was quite different in the early 90’s when the Outer Metropolitan region was seen as...

    The UK Housing Market in a Nutshell

    Posted on October 24, 2012 | No Comments
    There is an abundance of resources on the internet covering the current state of the British housing market, although it may like a tangled web of information at times. This is one of the main reasons why eMortgage Calculator has gathered statistical data from numerous reports over the years and collated it into this single representation. This report gives you a structured overview of the most important developments witnessed in the UK property market over the last two decades. Some of the facts presented below are self-evident, but the actual numbers might be substantially different to what you initially anticipated. The greater majority of us know that London’s housing market is a premium property investment market; e.g. houses are in fact a whopping 218% more costly than in the North-west of England. However, the story was quite different in the early 90’s when the Outer Metropolitan region was seen as...

    Continue Reading...

  • Buying a house can be an exciting time, as having your own home and space is something most people aspire to; however, if you are new to home buying it can also get very confusing. Worries such as getting the right mortgage or house prices falling affect most first-time buyers. With the right advice and support, however, you can find your perfect affordable home. Buying a Property in 2012 According to the Halifax Building Society, house prices are expected to remain the same, with very little rise or fall, for the rest of 2012 and well into 2013. The average cost of a family home in England is currently around £160,000. If this is out of the range of your budget, there are still other options to allow you to own your own home. Shared Ownership If you cannot afford the mortgage on a home, shared ownership is an ideal...

    Understanding the UK Property Market – A Guide to Buying

    Posted on October 15, 2012 | No Comments
    Buying a house can be an exciting time, as having your own home and space is something most people aspire to; however, if you are new to home buying it can also get very confusing. Worries such as getting the right mortgage or house prices falling affect most first-time buyers. With the right advice and support, however, you can find your perfect affordable home. Buying a Property in 2012 According to the Halifax Building Society, house prices are expected to remain the same, with very little rise or fall, for the rest of 2012 and well into 2013. The average cost of a family home in England is currently around £160,000. If this is out of the range of your budget, there are still other options to allow you to own your own home. Shared Ownership If you cannot afford the mortgage on a home, shared ownership is an ideal...

    Continue Reading...

  • Landlords have had it relatively easy up to now. Students aren’t particularly fussy creatures and given the imbalance of demand outweighing supply, the power is with the owner meaning high yields can be made. But given recent factors such as the development of technology and increase in tuition fees, it begs the question, for how much longer will this continue to be the case? How increased tuition fees will affect landlords With regards to tuition fees, changes to their levels in Britain have meant many potential university students have been forced to give serious consideration to their application. The impact can already be seen with the Summer 2012 intake, with a nine per cent drop in British students applying to go to Uni. Yes you can argue that previous years have seen a continued growth in applications, but the key thing to remember is that the number of student property...

    A Warning To Landlords: The Student Lettings Market to become more competitive

    Posted on May 30, 2012 | 1 Comment
    Landlords have had it relatively easy up to now. Students aren’t particularly fussy creatures and given the imbalance of demand outweighing supply, the power is with the owner meaning high yields can be made. But given recent factors such as the development of technology and increase in tuition fees, it begs the question, for how much longer will this continue to be the case? How increased tuition fees will affect landlords With regards to tuition fees, changes to their levels in Britain have meant many potential university students have been forced to give serious consideration to their application. The impact can already be seen with the Summer 2012 intake, with a nine per cent drop in British students applying to go to Uni. Yes you can argue that previous years have seen a continued growth in applications, but the key thing to remember is that the number of student property...

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  • 9 X 6 Bed Student Houses for Sale – Completion Due September 2013 – Priced at just £190,000 each Market Value of £200,000 65% LTV Mortgages Available Net Yields of 12.3% after costs 5% Return on your deposit till completion Full Furniture Pack Included Just 35% deposit in 2 stages Deposit held in Solicitors Client Account Download the PDF Investment Report Brochure 

    Liverpool Student Accommodation – UK Property Investment – 12.3% Net ROI

    Posted on May 12, 2012 | 2 Comments
    9 X 6 Bed Student Houses for Sale – Completion Due September 2013 – Priced at just £190,000 each Market Value of £200,000 65% LTV Mortgages Available Net Yields of 12.3% after costs 5% Return on your deposit till completion Full Furniture Pack Included Just 35% deposit in 2 stages Deposit held in Solicitors Client Account Download the PDF Investment Report Brochure 

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  • The UK property market constantly dominates the news. One day the news is good, the next it is bad. It’s hard to know what to believe, and the more buzz there is around the property sector, the more confused buyers can become. However, there is no doubt that 2012 will be a major year for the UK when it comes to housing and one worth investing in. It goes without saying that the Olympics will benefit London landlords, whose buy to let properties in the area will reap the benefits of rent at elevated prices. For example, a one bedroom apartment in Dalston will be rented for a staggering £1,625 a week, when it is usually rented for only £300 per week. In general, renting in London comes at a high price due to stiff competition. London has always been a ‘safe bet’ and this can clearly be seen by...

    The Future Prospects of Investing in the UK Property Market (Guest Post)

    Posted on February 16, 2012 | No Comments
    The UK property market constantly dominates the news. One day the news is good, the next it is bad. It’s hard to know what to believe, and the more buzz there is around the property sector, the more confused buyers can become. However, there is no doubt that 2012 will be a major year for the UK when it comes to housing and one worth investing in. It goes without saying that the Olympics will benefit London landlords, whose buy to let properties in the area will reap the benefits of rent at elevated prices. For example, a one bedroom apartment in Dalston will be rented for a staggering £1,625 a week, when it is usually rented for only £300 per week. In general, renting in London comes at a high price due to stiff competition. London has always been a ‘safe bet’ and this can clearly be seen by...

    Continue Reading...